The Fabulous Budget Factory · 182 features · 20 coins · 12 themes

Crypto is money now. Budget like it.

TFBF puts your coins, your cash and your bills on one screen. See how much of your debt your crypto already covers, the exact price to sell each purchase for a profit after fees, the whales moving ETH before the market reacts, and your capital gains done your tax office’s way. Twenty coins, your currency, twelve looks, and every number stays on your device.

BTC / USD · LIVE Loading…  
24h · Kraken

Free for up to 25 trades. Unlock everything for a one-time $59, with free lifetime updates.

Stay safe: we only take payment through Stripe at buy.stripe.com, and we will never ask for your seed phrase, exchange password or API keys. Download TFBF only from this website.

● Crypto inside your budgetLive ETH whale watch12 themes182 featuresCRA · IRS · HMRC · ATO rulesNo account linking
TFBF dashboard in the Original theme: holdings, value, profit and loss, live price and My Coins
Budget in the Hero HQ comic theme: cash, debt, coins to settle and accounts
ETH whales in the Synthwave theme: whale radar, live whale trades and the buy-share gauge
Imports CSVs fromWealthsimpleCoinbaseKrakenShakepayand most others

Get ready for what’s next

The day crypto pays the bills, you’ll already have a plan.

Most budget apps pretend crypto doesn’t exist. Most crypto apps pretend your rent doesn’t. TFBF puts them on the same page, so your coins stop being a side bet and start being part of your money.

One picture of your money

Chequing, savings, credit cards, lines of credit and loans sit next to a crypto account that always equals your coins at the live price. Your net position finally includes everything you own.

Debt, measured in coins

See exactly how many ETH (or BTC, or any of 20 coins) it would take to clear every debt, what share your holdings already cover, and your total shortage, moving with the market.

Spend with a plan

Income and expenses by category, the last six months side by side, upcoming payments from each card’s due day, and the interest each debt costs you every month.

Sell with a reason

When a bill is due, the Limit Order Planner shows which purchases you can sell at a profit after fees, and exactly what to type into your exchange.

Try it now

What should you sell at?

Every purchase deserves its own exit. Enter one from your exchange and see the exact limit price that hits your profit target after the selling fee. Inside the app, this happens for every purchase you own, live, all day.

No sign-up. Nothing leaves this page.

Sell at—
You’d receive—
Profit—

Your cost per coin: —

Now imagine this for all your purchases, with alerts when each one hits its price.

Get the full tracker

How it works

Three steps to money that makes sense

Open it

Download it to your computer or add it to your phone’s home screen. No account, no install wizard, no exchange login. We only ask for your email to send the download.

Bring your money in

Type trades in or import your exchange’s CSV with Pro. Add your bank accounts, cards and loans, and pick the coin that counts as your crypto account.

Live with it

Know what to sell and at what price, what your crypto covers, what the whales are doing, and what you’ll owe in tax. Pick a theme that makes you want to open it every day.

New · ETH whales PRO

See the whales before the waves.

When someone moves 2,000 ETH, it rarely stays quiet. TFBF watches seven exchanges and the Ethereum blockchain at once and shows you the big money the second it moves, in plain English and in your currency.

  • Live whale trades from Binance, Coinbase, Kraken, Bitstamp, OKX, Bybit and Hyperliquid, spot and perps. Split orders are joined back into one.
  • On-chain transfers straight from new Ethereum blocks, labelled onto an exchange, off an exchange or into staking.
  • Whale Radar: net flow, the biggest trade, exchange flow and liquidations, with a buy-share gauge that shows who is in control.
  • Order-book walls where big buyers and sellers are waiting, and liquidations as they hit.
  • Alerts with a sound when a trade crosses your size, and you choose what counts as a whale.

Public market data only: nothing about you is sent anywhere. Whale moves are context, not a signal to trade.

ETH whales · Synthwave theme
Whale Radar with whale buys, sells, net flow, exchange flow and liquidations, and the live whale trade list
Test data
On-chain whale transfers
On-chain whale transfers labelled onto exchange, off exchange and wallet to wallet
Test data

The tour

Twelve screens, one honest picture of your money

Every screen is the real app with sample data, each shown in a different theme. Here’s what each one does, and why you won’t find it in a typical exchange or budget app.

01FREEOriginal theme

Your whole position, live

Holdings, value, profit and loss and the live price in your currency in one glance, updating every second.

  • Break-even sell price after fees, always on screen
  • What you paid next to what it’s worth now
  • RSI chip says overbought, oversold or neutral
  • My Coins: every coin, its share and its profit in one table
More in the feature list →
Many appsShow a balance and a % change.
TFBFShows the exact price you need to sell at to break even.
Dashboard
Holdings, value, profit and loss and the live price in your currency in one glance, updating every second.
Sample data
02PROHero HQ (comic) theme

Your crypto, inside your budget

Cash, savings, cards and loans next to a crypto account that moves with the price, and your debt measured in coins.

  • Coins to settle: how many coins clear every debt
  • Total debt shortage, updated live
  • Upcoming payments and interest per month
  • Card statement import (Canada) and spending by category
More in the feature list →
Many appsKeep crypto in one app and bills in another.
TFBFShows what your crypto can actually pay off today.
Budget
Cash, savings, cards and loans next to a crypto account that moves with the price, and your debt measured in coins.
Sample data
03FREEAurora Glass theme

A chart that knows your trades

Line or candles over seven ranges, with every purchase and sale you made drawn right on the price.

  • Your average cost and break-even lines
  • Moving averages, volume and RSI
  • Switch to your portfolio’s value over time
  • Hover any point for the exact price and time
More in the feature list →
Many appsDraw the market’s chart.
TFBFDraws your trades on it.
Price chart
Line or candles over seven ranges, with every purchase and sale you made drawn right on the price.
Sample data
04FREEBroadsheet theme

News that shows the price

Headlines for the coin you track from seven crypto news sites, with the price when each story broke and how far it has moved since.

  • Big stories flagged: ETFs, regulation, security, big money
  • A separate tab for the big ones
  • Refreshes every 10 minutes and works offline
More in the feature list →
Many appsList headlines.
TFBFTells you what the market did after each one.
News
Headlines for the coin you track from seven crypto news sites, with the price when each story broke and how far it has moved since.
Sample data
05FREESwiss Grid theme

Activity, one line per trade

Every purchase, sale and reward on one compact line, with notes, fees and a live “held for” timer.

  • Filters fold away and show when one is on
  • Split, edit or remove with one click
  • Superficial-loss and wash-sale warnings
  • Two gains on every sale: yours and your tax office’s
More in the feature list →
Many appsShow a list of fills.
TFBFShows what each trade did for you.
Activity
Every purchase, sale and reward on one compact line, with notes, fees and a live “held for” timer.
Sample data
06FREENotebook theme

Every purchase, on its own

Each purchase stays separate, so you always know which ones are up and which are down after fees.

  • Select all red, all green or everything ready to sell
  • Sell selected: a sale pre-filled from your picks
  • Each purchase’s limit sell price, with a ✓ once placed
  • Your rule for unmarked sales: lowest, highest, oldest or newest
More in the feature list →
Many appsBlend everything into one average.
TFBFShows every purchase’s own profit.
Purchase by Purchase
Each purchase stays separate, so you always know which ones are up and which are down after fees.
Sample data
07PROBlueprint theme

Limit Order Planner

The exact limit price for each purchase to hit your profit target after the selling fee, ready to type into your exchange.

  • Tick “Placed” and it watches for the fill
  • Alerts when a price is reached
  • Copy each price in one click
  • Change the target and every price updates
More in the feature list →
Many appsLeave the math to you.
TFBFGives you the number to type.
Limit Order Planner
The exact limit price for each purchase to hit your profit target after the selling fee, ready to type into your exchange.
Sample data
08PROTerminal theme

Signals with a scorecard

5-minute and 1-hour calls from several models, with their full right-and-wrong record on screen.

  • Says “No call” when there’s no edge
  • Live chance up, from prediction-market data
  • Every call scored against what happened
More in the feature list →
Many appsSell confidence.
TFBFShows its record, good and bad.
Signal Board
5-minute and 1-hour calls from several models, with their full right-and-wrong record on screen.
Sample data
09PROZen Garden theme

Monthly P&L, like a business

Realized profit, fees, money in and return for every month, with a monthly profit goal you set.

  • Recent months first, “Show all” for the rest
  • Profit for you and for tax, side by side
  • Best and worst months at a glance
More in the feature list →
Many appsShow this year’s total.
TFBFRuns your trading like a small business.
Monthly P&L
Realized profit, fees, money in and return for every month, with a monthly profit goal you set.
Sample data
10PROArt Deco theme

Capital gains for 4 countries

Canada, the US, the UK and Australia, each done the way its tax office wants, with a printable report for your accountant.

  • CRA adjusted cost base and superficial losses
  • IRS first-in-first-out, short and long term
  • HMRC same-day, 30-day and Section 104 pooling
  • ATO 50% discount after 12 months
More in the feature list →
Many appsCharge every year.
TFBFComes with your $59, once.
Capital gains
Canada, the US, the UK and Australia, each done the way its tax office wants, with a printable report for your accountant.
Sample data
11PROPixel Arcade theme

Perp Planner, in your currency

Plan a leveraged position before you open it: liquidation price, take-profit, stop-loss and funding, in your own currency.

  • Long or short, any leverage
  • Live profit or loss once it’s open
  • A clear warning above 5× leverage
More in the feature list →
Many appsShow perps in US dollars.
TFBFShows what’s at risk in your own money.
Perp Planner
Plan a leveraged position before you open it: liquidation price, take-profit, stop-loss and funding, in your own currency.
Sample data
12PROOriginal theme

Seventeen tools, one tab

Converters, alerts, what-if sells, sell ladders, buy-the-dip plans, fear & greed, live trades, order books, a trading journal and more.

  • Every tool has its own number
  • Drag to arrange them your way
  • Hide the ones you don’t use
More in the feature list →
Many appsBolt on extra apps.
TFBFPuts everything in one tab.
Tools & Insights
Converters, alerts, what-if sells, sell ladders, buy-the-dip plans, fear & greed, live trades, order books, a trading journal and more.
Sample data

New · Free for everyone

Twelve looks. Not just colours.

A tracker you open every day should feel like yours. Each theme reshapes every section, from the headings to the buttons to the way numbers are drawn, and each comes with its own accent colours. Switch any time from the Theme button.

TFBF in the Original theme
OriginalThe TFBF neon look, dark or light
TFBF in the Hero HQ theme
Hero HQA comic page with ink and caption strips
TFBF in the Swiss Grid theme
Swiss GridHeavy rules and giant numbers
TFBF in the Terminal theme
TerminalA glowing retro screen
TFBF in the Notebook theme
NotebookRuled paper and sticky notes
TFBF in the Aurora Glass theme
Aurora GlassFrosted glass over a glowing sky
TFBF in the Blueprint theme
BlueprintGrid paper and title blocks
TFBF in the Synthwave theme
SynthwaveNeon sunset and chrome titles
TFBF in the Zen Garden theme
Zen GardenQuiet space and a red seal
TFBF in the Art Deco theme
Art DecoBlack, gold and fan ornaments
TFBF in the Pixel Arcade theme
Pixel Arcade8-bit borders and score bars
TFBF in the Broadsheet theme
BroadsheetA financial newspaper

Hero HQ adds eight comic colour schemes and a comic burst when you log a trade: BOOM! on a buy, KA-CHING! on a sale.

Everything inside

182 features. Every one of them.

From the live whale feed to the tiny tick that tells you a limit order is placed, every single thing TFBF does is listed here. 93 are free forever; Pro unlocks all 182, and new ones arrive in free weekly updates.

Showing all 182

Live prices & market

7 features · 4 free

Streaming prices in your own currency, straight from the exchange.

  • Live streaming priceFREE

    Updates the moment the market moves, straight from Kraken, with automatic reconnect.

  • Your currencyFREE

    Prices, costs and gains in CAD, USD, GBP, AUD or EUR. Uses the native pair, or the live exchange rate when there isn’t one.

  • Live price in the browser tabFREE

    See the price in your tab title while you work in other tabs.

  • RSI on the price cardFREE

    Overbought, oversold or neutral at a glance, right next to the price.

  • Live Trades feedPRO

    Every trade on the market as it happens.

  • Order bookPRO

    Top 10 buy and sell orders, updating live.

  • Versus BitcoinPRO

    Your coin’s ratio against Bitcoin (or Ethereum, when you track Bitcoin) with 7, 30 and 90-day change.

Dashboard & portfolio

9 features · all free

Your whole position in four cards and one table.

  • Holdings cardFREE

    Exactly how much you hold, and how many transactions it came from.

  • Total value + book valueFREE

    What it’s worth now next to what you paid for it.

  • Profit & loss in % and dollarsFREE

    Live, big and colour-coded.

  • Average cost per coinFREE

    Your true cost after fees.

  • Break-even sell priceFREE

    The price you need to sell at to come out even after fees, and how far away it is.

  • My Coins portfolioFREE

    Holdings, average cost, value and profit for every coin in one table, with allocation bars and totals.

  • 20 coinsFREE

    Bitcoin, Ethereum, Solana, XRP, Dogecoin, Cardano, Chainlink, Avalanche, Stellar, Sui, Hedera, Bitcoin Cash, Polkadot, Litecoin, Shiba Inu, Uniswap, NEAR, Aave, Cosmos and Pepe.

  • One-tap coin switcherFREE

    Every screen follows the coin you pick, and each coin keeps its own trades and plans.

  • Tiny-price coins done rightFREE

    Shiba Inu and Pepe show enough decimals to be useful, never $0.00.

Budget & debt

14 features · all Pro

Your money and your crypto in one place.

  • AccountsPRO

    Chequing, savings, credit cards, credit lines and loans, with your bank’s logo.

  • Live crypto accountPRO

    An account that always equals your holdings at the live price.

  • Cash vs debtPRO

    Cash & savings and total debt at the top.

  • Upcoming paymentsPRO

    What’s due and when, from each card’s due day.

  • Credit & interestPRO

    Credit used, the highest-interest debt, interest per month and minimum payments.

  • Debt covered by cryptoPRO

    How much of your debt your coins could pay off today, in the coin you choose.

  • Coins to settlePRONEW

    The exact number of coins it would take to clear every debt, with a bar showing how much your holdings already cover.

  • Total debt shortagePRONEW

    Debt minus cash and your live crypto: how far you are from debt-free, moving with the price.

  • Accounts on demandPRONEW

    The add-account form stays out of the way until you click “+ Add account” or Edit.

  • Card statement importPRO

    Canada: drop a Rogers Mastercard PDF or CSV statement and review every line before it’s added; read on your computer only. More banks are coming.

  • Income & expensesPRONEW

    Log money in and out by category and account, with filters that fold away.

  • Last 6 monthsPRO

    Income vs expenses month by month.

  • Spending by categoryPRO

    By month or by card statement period.

  • Export to a spreadsheetPRO

    Budget transactions as a CSV.

ETH whales

20 features · all Pro

Watch the biggest players move, the second they do.

  • Live whale tradesPRONEW

    Big market orders from Binance, Coinbase, Kraken, Bitstamp, OKX, Bybit and Hyperliquid, the moment they happen.

  • Spot and perpsPRONEW

    Every trade is tagged spot or perp; filter buys, sells, spot or perps.

  • Split orders rejoinedPRONEW

    Fills from one big order are added back together, so one whale is one row.

  • Your whale sizePRONEW

    Choose what counts as a whale, from 25 to 1,000 ETH.

  • Whale RadarPRONEW

    Whale buys, sells, net flow, the biggest trade, exchange flow and liquidations for 15 minutes, 1 hour, 4 hours or 24 hours.

  • Plain-English summaryPRONEW

    One paragraph that says who is in control and what just moved.

  • Buy-share gaugePRONEW

    A needle that shows whether buyers or sellers are winning right now.

  • Whale flow chartPRONEW

    Whale buys and sells per minute for the last hour, with a running net line.

  • Whales vs pricePRONEW

    Every whale trade as a bubble at its price and time: the bigger the bubble, the bigger the order.

  • On-chain transfersPRONEW

    Big ETH and WETH moves read live from new Ethereum blocks, about every 12 seconds.

  • Exchange wallet labelsPRONEW

    Each move is marked onto an exchange, off an exchange, between exchanges, into staking or wallet to wallet.

  • Exchange net flowPRONEW

    ETH arriving at exchanges versus ETH leaving them.

  • Order-book wallsPRONEW

    The biggest buy and sell walls within 3% of the price, combined across Binance, Kraken and OKX.

  • LiquidationsPRONEW

    Forced closes of long and short positions on OKX and Bybit, with the totals.

  • Volume by venuePRONEW

    Which exchanges the whales are using, bought versus sold.

  • Whale alertsPRONEW

    A pop-up and a sound when a trade or transfer crosses your alert size.

  • Source switchesPRONEW

    Turn any exchange, the blockchain feed or the order books on or off.

  • Keeps watchingPRONEW

    Turn on “Keep tracking” to collect while you use other tabs; the last 24 hours are remembered. Off by default to save data and battery.

  • Etherscan linksPRONEW

    Open any transfer on Etherscan in one click.

  • In your currencyPRONEW

    Whale values in CAD, USD, GBP, AUD or EUR.

Price chart

10 features · all free

A chart that knows your trades.

  • Line or candlesFREE

    Switch chart style in one click.

  • 7 time rangesFREE

    1 hour, 1 day, 1 week, 1 month, 1 year, 5 years and all time.

  • Your trades on the chartFREE

    Every purchase and sale is a dot at the price and time you made it.

  • Average cost and break-even linesFREE

    See your cost and break-even price against the market.

  • My portfolio modeFREE

    Chart what your holdings were worth, not just the price.

  • Moving averagesFREE

    MA 20, MA 50 and MA 200 overlays.

  • Volume barsFREE

    Trading volume under the price.

  • RSI panelFREE

    Momentum indicator under the chart.

  • Hover tooltipsFREE

    Exact price, time and change wherever you point.

  • Range statsFREE

    Change, high and low for the range you’re looking at.

News

4 features · all free

Headlines for the coin you track, with the price when each broke.

  • Live coin newsFREENEW

    Latest headlines from seven crypto news sites, refreshed every 10 minutes.

  • Big stories flaggedFREENEW

    ETF & regulation, upgrades, security, big money and price moves get their own tag and tab.

  • Price then vs nowFREENEW

    Each story shows the price when it came out and how much it has moved since.

  • Works offlineFREENEW

    The last headlines stay on screen without a connection.

Logging trades

18 features · 17 free

Fast, forgiving and complete.

  • Purchases, sales and staking rewardsFREE

    Log all three; rewards count as income for tax.

  • Opening balanceFREE

    Start from what you already hold at your average price.

  • Fee or total, your choiceFREE

    Type the fee, or the total you paid and the fee is worked out for you.

  • Fee estimateFREE

    No fee to hand? It’s estimated from your exchange’s fee settings.

  • Date and time filled inFREE

    Defaults to right now, so logging takes seconds.

  • Notes on every tradeFREE

    Remember why you bought or sold.

  • Trade IDsFREE

    Every trade gets a short ID like ETH-0042 you can search and copy.

  • Edit and removeFREE

    Fix any trade; removing asks you to confirm first.

  • Split a purchaseFREE

    Split part of a purchase into its own trade to sell it separately.

  • Choose what a sale came fromFREE

    Tick the exact purchases a sale used, or let your rule decide.

  • FiltersFREENEW

    Search by ID or note, by type, by date range, or by over/under 30 days. They fold away and tell you when one is on.

  • Net summaryFREE

    How many transactions you’re looking at and the net coins.

  • 30-day timersFREE

    A live timer on every trade, highlighted once it passes 30 days.

  • One line per tradeFREENEW

    Activity shows each trade on a single compact line, with notes in their own column.

  • Two kinds of gainFREE

    The gain on the purchases you sold, and the gain for tax, side by side.

  • Wash-sale and superficial-loss flagsFREE

    Warns when a loss may be denied because you bought back within 30 days.

  • Free for 25 tradesFREE

    Everything here works free for your first 25 trades.

  • Unlimited tradesPRO

    No cap, ever.

Purchase by Purchase

10 features · all free

Every purchase tracked on its own, not lost in one average.

  • Profit on every purchaseFREE

    Each purchase shows its own change and profit or loss.

  • Below and above what you paidFREE

    Two columns, cheapest first, with a total for each.

  • Ready-to-sell markerFREE

    A blue SELL badge on purchases up 2% or more.

  • Select and totalFREE

    Click purchases to see their combined coins, cost, value and profit.

  • Quick selectFREENEW

    Select all red, all green, or everything ready to sell, right from the column headers.

  • Sell selectedFREE

    Turns your selection into a sale, pre-filled and ready to confirm.

  • Your sale ruleFREE

    Unmarked sales come from the lowest price, highest price, oldest or newest purchases first.

  • Limit sell columnFREENEW

    Each purchase shows its limit sell price from the planner, with a ✓ once the order is placed.

  • Full detail on hoverFREE

    Purchase date, fee, cost per coin, value, sales and limit price in one tooltip.

  • Fully sold archiveFREE

    Sold purchases tucked away, with the profit each one made.

Limit Order Planner

10 features · all Pro

The exact price to type into your exchange.

  • Exact limit price after feesPRO

    The lowest sell price that still makes your profit target after the exchange fee.

  • Profit targetPRO

    Set one target for everything, like 2% after fees.

  • Per-purchase targetsPRO

    Give any purchase its own target, with a one-click reset.

  • Copy buttonsPRO

    Copy the price, the amount, or both, ready to paste.

  • One order for manyPRO

    Tick purchases and get a single combined order.

  • Placed trackingPRO

    Tick Placed and the tracker watches the order for you.

  • Likely-filled detectionPRO

    Knows when the price has passed your limit and your order probably filled.

  • Record sale in one clickPRO

    Pre-fills the sale from the filled order.

  • Target alertsPRO

    Tells you when any purchase reaches its target.

  • Distance to targetPRO

    How far the price needs to move for each order.

Signals

6 features · all Pro

Live signals that admit when they don’t know.

  • Signal BoardPRO

    1-hour, 4-hour and daily calls, each learned from the coin’s own price history.

  • Honest confidencePRO

    Shows how often each call was right in the past, and says so when there’s no edge.

  • Fear & GreedPRO

    The market mood index, read the contrarian way.

  • 5-minute up/down callsPRO

    For short prediction-market style bets.

  • Reversal scorecardPRO

    Every 5-minute call today and whether it was right.

  • RSI statesPRO

    Overbought and oversold readings across timeframes.

Alerts

6 features · all Pro

Hear about it before you miss it.

  • Price alertsPRO

    Above or below any price, with a sound and a pop-up even on another tab.

  • Trailing alertsPRO

    Alert if the price falls a set % from its high; the high moves up as the price rises.

  • Big-move alertsPRO

    A move of X% within 15 minutes, 1 hour or 4 hours, up, down or either.

  • Limit fill alertsPRO

    Know when a placed limit order should have filled.

  • Ladder alertsPRO

    Every sell-ladder step can set its own price alert.

  • Phone alertsPRO

    Every alert on your phone through the free ntfy app. No sign-up.

Planning tools

6 features · all Pro

Answers before you trade.

  • Currency ⇄ coin converterPRO

    How much coin your money buys, or what your coin is worth, live, with a copy button.

  • What-if sellPRO

    Sell 25%, 50% or all at any price: what you’d receive, the fee, and the gain.

  • Sell-target ladderPRO

    Plan sales at several prices and see the tax at your rate.

  • Buy-the-dip plannerPRO

    Plan purchases at lower prices and see your new average cost and break-even.

  • Price scenariosPRO

    Your value at −30%, −10%, now, +10%, +50% and +100%.

  • Perp PlannerPRO

    Plan leveraged perpetual futures in your currency: liquidation price, near-liquidation warning and funding.

Insights

8 features · all Pro

Your trading, measured.

  • Monthly P&LPRO

    Every month like a business: profit, fees, win rate and return on the money you had in.

  • Monthly targetPRO

    Set a monthly profit goal and track it.

  • Stats & feesPRO

    Fees paid this month, this year and all time; sales won and lost; best and worst sale; average age of purchases.

  • Performance vs holdingPRO

    Compares your trading with simply holding what you started with.

  • Average cost over timePRO

    How each purchase moved your average cost, against the market.

  • Daily heatmapPRO

    26 weeks of daily moves in one picture, with a colour-blind option.

  • VolatilityPRO

    Typical daily swing, typical move, up days, best and worst day, and what a typical day means for your holdings.

  • Trading journalPRO

    Your trades and notes as a readable journal.

Capital gains tax

9 features · all Pro

Done your tax office’s way.

  • CanadaPRO

    CRA adjusted cost base (average cost), the taxable half, and superficial-loss flags.

  • United StatesPRO

    IRS first-in-first-out, short-term vs long-term, and the $3,000 loss limit.

  • United KingdomPRO

    HMRC same-day, 30-day and Section 104 pooling, the annual allowance, and an estimate at your rate band.

  • AustraliaPRO

    ATO first-in-first-out, the 50% discount after 12 months, and the July–June income year.

  • Every coin togetherPRO

    One report adds up every coin, with each coin’s share shown.

  • Sell-everything snapshotPRO

    What selling all of a coin right now would mean for your tax.

  • Realized this yearPRO

    Gains so far in the current tax year, live.

  • Staking incomePRO

    Rewards counted as income in the right year.

  • Report for my accountantPRONEW

    A printable report of every tax year and every transaction, ready to save as a PDF.

Themes & looks

18 features · all free

Twelve complete looks, each with its own colours.

  • 12 complete themesFREENEW

    Each theme changes how every section looks and feels, not just the colours.

  • OriginalFREENEW

    The TFBF neon look, in dark or light.

  • Hero HQFREENEW

    A comic-book page in light mode with ink outlines and caption strips; cinematic Night Ops in dark mode.

  • Comic burstsFREENEW

    BOOM!, POW! or WHAM! when you log a purchase, and KA-CHING! on a sale.

  • 8 comic colour schemesFREENEW

    Classic, Pop Art, Jungle, Ocean, Sunset, Mint & Grape, Lava and Noir.

  • Swiss GridFREENEW

    A strict grid, heavy rules and giant outline section numbers.

  • TerminalFREENEW

    A glowing retro screen with scanlines and a blinking cursor.

  • NotebookFREENEW

    Ruled paper, handwritten headings and sticky-note summary cards.

  • Aurora GlassFREENEW

    Frosted glass cards floating over a glowing sky.

  • BlueprintFREENEW

    Engineering grid paper, title blocks and dimension lines.

  • SynthwaveFREENEW

    A neon sunset, chrome titles and a moving grid floor.

  • Zen GardenFREENEW

    Rice paper, quiet space and a red seal for every section.

  • Art DecoFREENEW

    Black and gold, double frames and fan ornaments.

  • Pixel ArcadeFREENEW

    8-bit borders, level numbers and score bars.

  • BroadsheetFREENEW

    A financial newspaper with serif headlines and column rules.

  • Accent coloursFREENEW

    Every theme comes with its own four accent colours.

  • RememberedFREENEW

    Your theme and colours stay picked; switch any time from the Theme button.

  • Works offlineFREENEW

    Every theme font is built in, so each look works without a connection.

Your data & privacy

7 features · 5 free

Private by design.

  • No account, no linkingFREE

    Nothing to sign up for and no exchange passwords or API keys.

  • Stays on your deviceFREE

    Your data lives in your browser and is never uploaded.

  • Hide $ privacy modeFREE

    Blur every amount in one click when someone’s looking.

  • Backup and restoreFREE

    Every coin and your budget in one file.

  • Auto-backupFREE

    Saves a backup to a folder you choose after every change (Chrome and Edge).

  • Import from your exchangePRO

    CSV import for Wealthsimple, Coinbase, Kraken, Shakepay and most other exchanges, with duplicates skipped.

  • Export to a spreadsheetPRO

    All your trades as a CSV.

Layout & comfort

10 features · all free

Make it yours.

  • Dark and light themesFREE

    Switch any time.

  • Drag-and-drop layoutFREE

    Put sections in the order you like; it’s remembered.

  • Numbered sectionsFREENEW

    Numbers run in order across the tabs, every tool has its own, and they follow your layout.

  • Simple, Advanced and Tools tabsFREENEW

    Simple: chart, news, activity, purchases and limit orders. Advanced: signals, perps, monthly P&L and capital gains. Tools: all 17 tools.

  • Data menuFREENEW

    Import, export, backup and restore tucked into one tidy menu.

  • Collapse anythingFREE

    Hide any section, or collapse and expand everything at once.

  • Reset layoutFREE

    Back to the original order in one click.

  • Hide the summaryFREE

    Fold the top cards away for more room.

  • SettingsFREE

    Country, currency and your exchange’s fees, including flat fees on small trades.

  • Guided first runFREE

    Pick your country, currency and coin in under a minute.

Phone & computer

5 features · all free

One tracker, every screen.

  • Phone appFREE

    Install on iPhone or Android straight from this website. No app store.

  • Works offlineFREE

    Opens without a connection and catches up when you’re back.

  • Updates itselfFREE

    The phone app always runs the newest version.

  • Built for thumbsFREE

    A tidy menu and swipeable tables on small screens.

  • Computer appFREE

    One file you download and open in any browser.

Pay once, own it

5 features · 1 free

No subscription, ever.

  • Free versionFREE

    Core tracking for up to 25 trades, free forever.

  • $59 oncePRO

    Every feature, unlimited trades. Prices in CAD.

  • Free lifetime updatesPRO

    Every new version, free. New features arrive weekly.

  • Licence works offlinePRO

    Your key unlocks Pro with no account and no internet check.

  • Licensed to youPRONEW

    Your key carries your name, shown in the app as “Licensed to …”, and can’t be faked or edited.

All 182 for $59, once. Plus tax. Free lifetime updates, no subscription.

See pricingDownload free

Phone app

Your money, in your pocket.

Check what your crypto covers in the grocery line, watch the whales on the bus, log a purchase the moment you make it. Install TFBF on your iPhone or Android straight from this website. No app store, every theme, and the same Free and Pro plans.

  1. On your phone, tap Open the phone app below.
  2. iPhone: tap Share in Safari, then Add to Home Screen. Android: tap Install app when Chrome offers it.
  3. Open it from your home screen. Pro customers paste their licence key once.
Full-screen app iconWorks offlineUpdates itselfAll 12 themesData stays on your phone

Your phone and computer keep separate copies of your data. Use Backup and Restore to move trades between them.

No account. No exchange connection. Your data stays with you.

Private by design

Your money is nobody else’s business. Not even ours.

No account linkingNo exchange passwords, bank logins or API keys. Prices and whale data come from public market feeds.
Stored on your deviceTrades, budget and settings stay in your browser, with backup and auto-backup on every plan. We ask for your email only to send the download.
Privacy modeBlur every balance with one tap before you share your screen or hand someone your phone.

“My money lived in two worlds. My bank app knew about my rent, my credit card and my car loan. My exchange knew about my crypto. Neither one could tell me the thing I actually wanted to know: if I sold some ETH today, how much of my debt would it clear, and what would I owe in tax?”

So I built a tracker that puts both worlds on one screen: every purchase on its own with the exact price to sell it for a profit, my accounts and debts measured in coins, and taxes done properly. Then I kept going: live whale watch, twelve themes, a phone app. I use it every single day. It stays private, because I didn’t want my own money on anyone’s server either. I think crypto is going to be part of everyday money, and I want us to be ready when it is.

— The founder · Mississauga, Ontario

Pricing

Pay once. It’s yours.

Start free with every theme. When you’re ready to run your whole money life from it, pay $59 once and it’s yours, with free lifetime updates. No subscription. Prices in CAD, plus applicable sales tax (such as HST or VAT), shown at checkout.

Popular crypto tax appsUS$49–$199every year (US$147–$597 over three years), and many charge more as you add trades
TFBF Pro$59 CAD onceplus sales tax; unlimited trades, every feature, free updates for life

Free

$0

  • Up to 25 trades
  • Purchase-by-purchase profit after fees
  • All 20 coins, live price, chart and news
  • All 12 themes and accent colours
  • Computer and phone app
  • Backup, restore and privacy mode
Download free

Pro

One-time

$59 once + tax

Pay $59 and the tracker is yours.

  • Unlimited trades
  • Budget, debt and coins to settle
  • Live ETH whale watch
  • Limit Order Planner and fill alerts
  • Capital gains for CA, US, UK, AU, with an accountant report
  • Signal Board, Perp Planner and 17 tools
  • CSV import and export
  • All 182 features
  • Free lifetime updates
  • No subscription, ever
Get Pro for $59

Updates

Always the latest version

Every time a new version is ready, it appears here. Pro customers download it free, for life. The phone app updates itself.

LatestReleased October 26, 2026

Version 2.4

  • New: ETH whales (Pro). Live whale trades from seven exchanges, on-chain exchange flows, order-book walls, liquidations and alerts
  • New: 12 themes, free for everyone, each with its own accent colours, from Original and Hero HQ to Terminal, Notebook and Synthwave
  • Three tabs: Simple, Advanced and Tools, with section numbers running in order across them
  • Budget: compact summary, a coins-to-settle strip and the add-account form only when you need it
  • Filters that fold away; Select all and Ready in the Purchase by Purchase headers
  • A cleaner screen: no 24-hour bar or connection light, and news buttons beside Show/Hide
Download version 2.4

File fingerprint (SHA-256): 6e4ecedee3537189ddfb8283b5ea9b369305e1c16245518c6a78a8f2d468669b
To check your download: on Windows run certutil -hashfile TFBF.html SHA256; on a Mac run shasum -a 256 TFBF.html. The result should match.

Updating as a Pro customer

  • Open the app you have now and click Backup, just to be safe.
  • Download the latest version above and save it over your old file, in the same folder.
  • Open it. Your trades and Pro licence carry over. If anything is missing, use Restore and paste your licence key from your licence email.

Your licence key works on every future version. Nothing to renew, nothing to pay again.

Earlier versions

Version 2.3 October 26, 2026

  • Simple or Advanced view: start with the essentials, switch on the rest when you want it
  • Report for my accountant: a printable summary of every tax year and transaction
  • Tidier layout: a Data menu, one button style, larger text, new icons, phone cards for your activity
  • Clearer Signal Board: “No call” when there’s no edge; Monthly P&L shows recent months first
  • Safer: the PDF statement reader is verified before it runs, and spreadsheet exports can’t carry formulas
  • Fonts now load from the app itself, so it looks the same offline

Version 2.2 October 26, 2026

  • Every section is numbered, and the numbers follow your own layout
  • Purchase by Purchase shows each purchase’s limit sell price, with a ✓ once the order is placed
  • Cleaner price chart header
  • Tighter Limit Order Planner rows
  • Activity shows each trade on one line, with notes in their own column
  • Pro licences now show who they belong to (“Licensed to …”); existing keys keep working

Version 2.1 October 26, 2026

  • Live news for the coin you’re tracking, with big stories flagged and the price when each story broke

Version 2.0 October 25, 2026

  • Now The Fabulous Budget Factory (TFBF): the top 20 coins, with a My Coins portfolio
  • Tax rules for Canada, the US, the UK and Australia
  • Prices in CAD, USD, GBP, AUD or EUR, with your exchange’s fees
  • Budget debts in the coin you choose; imports from multi-coin CSVs

Questions

What is TFBF, in one line?

A private budget app that treats crypto like money: your coins, cash, cards and loans on one screen, with the tools to trade, plan and file taxes properly.

How do I install it?

Download the free file on a Windows or Mac computer and open it in Chrome, Edge, Safari or Firefox, then bookmark it. There’s nothing to install. Your data stays in that browser; use Backup to move it to another computer.

Does it work on my phone?

Yes. Open the phone app on your iPhone or Android and add it to your home screen. It works offline, updates itself and has every theme. Your licence key works on your phone and your computers.

How does crypto fit into my budget?

Add your bank accounts, cards and loans, then add a crypto account that always equals your coins at the live price. TFBF shows your cash against your debt, how many coins it would take to clear what you owe, what share your holdings already cover, and your total shortage, all moving with the market.

What are “whales”, and why watch them?

Whales are traders and funds moving very large amounts, hundreds or thousands of ETH at a time. Big buys, sells and moves onto exchanges can come before big price swings. TFBF shows them as they happen. They can also be market makers or hedges, so treat them as context, not a signal.

Where does the whale data come from?

Public trade feeds from Binance, Coinbase, Kraken, Bitstamp, OKX, Bybit and Hyperliquid, public order books, and new Ethereum blocks read through free public nodes. Nothing about you is sent, and no keys are needed.

Do the themes cost extra?

No. All 12 themes and their accent colours are free, in the free version too.

What do I get in the free version?

93 of the 182 features, for up to 25 trades: live prices in your currency, the dashboard and chart, every coin, live news, purchase-by-purchase profit, all 12 themes, the phone app, backup and privacy mode. See the full list, marked free or Pro.

How often are there updates?

New versions come out every week. They appear in the Updates section above; Pro customers download them free, for life, and the phone app updates itself.

Is my data safe if I lose my computer?

Your trades live in your browser, so keep a copy: click Backup now and then, or turn on Auto-backup (Chrome and Edge) to save a file to a folder after every change. On a new computer, open TFBF and click Restore.

Which coins does it track?

The top 20: Bitcoin, Ethereum, Solana, XRP, Dogecoin, Cardano, Chainlink, Avalanche, Stellar, Sui, Hedera, Bitcoin Cash, Polkadot, Litecoin, Shiba Inu, Uniswap, NEAR, Aave, Cosmos and Pepe, with live prices from Kraken. The whale tab follows Ethereum.

Which countries’ tax rules does it follow?

Canada (CRA adjusted cost base, superficial losses), the United States (IRS first-in-first-out, short- and long-term), the United Kingdom (HMRC same-day, 30-day and Section 104 pooling, £3,000 allowance) and Australia (ATO 50% discount after 12 months). Pick yours in Settings; prices show in your currency.

Which exchanges can I import from?

Pro imports CSV activity exports from Wealthsimple, Coinbase, Kraken and Shakepay, and most other exports that have date, type, quantity and price columns. You can always add trades by hand too.

Does it connect to my exchange or bank?

No. You enter or import your trades and accounts yourself and place orders yourself. TFBF never sees your passwords or keys, and it can’t trade or move money for you.

Can I get a refund?

There are no change-of-mind refunds, so please try the free version first: it’s the same app, limited to 25 trades. If anything goes wrong with your order, like a key that doesn’t arrive or doesn’t work, email and it will be fixed. See the refund policy.

How do I upgrade to Pro?

Pay $59 once and you’ll get a licence key starting with TFBF- by email. Click Free at the top of the app, paste the key, and everything unlocks, including the trades you’ve already logged.

What happens when I reach 25 trades on Free?

Your 25 trades stay exactly as they are. To add more, upgrade to Pro for a one-time $59.

Are the screenshots real?

Yes. They’re the real app filled with sample data, each shown in a different theme. The whale screens use test data so no one’s real numbers are shown.

Is this financial or tax advice?

No. It’s a record-keeping and planning tool. Capital gains follow your country’s published rules; confirm your filing with a tax professional.

Can the signals or whale data make me money?

No tool can promise that. The Signal Board shows its full record, right and wrong, and whale moves are context, not instructions. Short-term crypto moves are close to random.

Get Pro for $59

Everything: budget and debt in coins, live ETH whales, the Limit Order Planner, capital gains for four countries and every future update. Pay once, securely by card, and your licence key arrives by email within one business day.

Pay $59 by card

Secure payment by Stripe · $59 CAD plus applicable sales tax (shown at checkout), charged once. By paying you accept the Terms and Refund policy and ask for your key to be sent right away.

Questions before you buy? Email us:

perplexitypromter@gmail.comEmail
Try freeGet Pro · $59